All workers in the state of Washington are covered for work place injures by workers compensation insurance administered by the Department of Labor and Industries (L&I). This insurance is paid for by premiums from both the employer and the employee. Large employers in the state may become Self-Insured, meaning that they have the funds available to pay for their injured worker’s doctor’s bills themselves. Self-Insured companies must abide by the same rules as regular workers compensation insurance and are overseen by the Department of Labor and Industries.